Sep, 30, 2025 — UNITED COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in WEST MIFFLIN, PA with 3 branch locations and about $125.73 million in total assets. Opened 75 years ago in 1951, UNITED COMMUNITY FEDERAL CREDIT UNION has about 8,699 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6010 Mountain View Dr WEST MIFFLIN, PA 15122-2425 |
| Phone: | (412) 653-8000 |
| Fax: | (412) 653-5076 |
| Website: | https://www.unitedcommunityfcu.org |
| Branches: | 3 branch locations |
| Members: | 8,699 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7415 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $125,726,485 |
| CEO/Manager: | Jeffrey S Maddock |
| Chairperson: | David P Hvizdos |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,997,840 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,349,417 |
| Unsecured Loans | 765,201 |
| Other Loans | 34,280,102 |
| TOTAL LOANS | 47,394,720 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -135,886 |
| Land And Building | 1,738,828 |
| Other Fixed Assets | 65,212 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,035,215 |
| All Other Assets | 0 |
| TOTAL ASSETS | 125,726,485 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 561,107 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 22,380,880 |
| Regular shares | 67,061,402 |
| All Other Shares & Deposits | 19,475,972 |
| TOTAL SHARES & DEPOSITS | 108,918,254 |
| TOTAL LIABILITIES | 109,479,361 |
| Regular Reserve | 0 |
| Other Reserves | 8,822,180 |
| Undivided Earnings | 7,424,944 |
| TOTAL EQUITY | 16,247,124 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 125,726,485 |
| INCOME & EXPENSE | |
| Loan Income | 1,838,492 |
| Investment Income | 1,890,493 |
| Other Income | 682,159 |
| Total Employee Compensation & Benefits | 1,313,561 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,170,653 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 50,389 |
| Cost of Funds | 403,201 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,542,825 |
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