Sep, 30, 2025 — SEG FEDERAL CREDIT UNION is a federal credit union headquartered in LAUREL, MT with 1 branch location and about $24.82 million in total assets. Opened 75 years ago in 1951, SEG FEDERAL CREDIT UNION has about 1,983 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SEG FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 617 SE 4th St LAUREL, MT 59044-3307 |
| Phone: | (406) 628-7711 |
| Fax: | (406) 628-5759 |
| Website: | https://www.segfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,983 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7405 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,823,309 |
| CEO/Manager: | Danielle Kopp |
| Chairperson: | George R Maas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,040,499 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,757,115 |
| Unsecured Loans | 851,408 |
| Other Loans | 14,444,468 |
| TOTAL LOANS | 17,052,991 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -145,062 |
| Land And Building | 142,462 |
| Other Fixed Assets | 36,598 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 212,900 |
| All Other Assets | 0 |
| TOTAL ASSETS | 24,823,309 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 102,029 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 140,175 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,840,632 |
| Regular shares | 7,959,023 |
| All Other Shares & Deposits | 9,712,360 |
| TOTAL SHARES & DEPOSITS | 21,512,015 |
| TOTAL LIABILITIES | 21,754,219 |
| Regular Reserve | 0 |
| Other Reserves | 109,423 |
| Undivided Earnings | 2,959,667 |
| TOTAL EQUITY | 3,069,090 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,823,309 |
| INCOME & EXPENSE | |
| Loan Income | 811,522 |
| Investment Income | 197,268 |
| Other Income | 134,570 |
| Total Employee Compensation & Benefits | 310,116 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 357,826 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 155,000 |
| Cost of Funds | 235,262 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 175,684 |
| ↑ Back to Top | |