Sep, 30, 2025 — LIBERTY SAVINGS FEDERAL CREDIT UNION is a federal credit union headquartered in JERSEY CITY, NJ with 4 branch locations and about $132.86 million in total assets. Opened 75 years ago in 1951, LIBERTY SAVINGS FEDERAL CREDIT UNION has about 18,233 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LIBERTY SAVINGS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 660 Newark Ave JERSEY CITY, NJ 07306-2379 |
| Phone: | (201) 659-3900 |
| Fax: | (201) 659-7623 |
| Website: | https://www.lsfcu.org/ |
| Branches: | 4 branch locations |
| Members: | 18,233 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7184 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $132,861,966 |
| CEO/Manager: | Maria Solorzano |
| Chairperson: | Joanne Bruno |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,545,592 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 22,663,671 |
| Unsecured Loans | 29,457,170 |
| Other Loans | 15,523,376 |
| TOTAL LOANS | 67,644,217 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,572,170 |
| Land And Building | 2,717,200 |
| Other Fixed Assets | 342,319 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,060,624 |
| All Other Assets | 0 |
| TOTAL ASSETS | 132,861,966 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,073,586 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,129,595 |
| Regular shares | 59,544,273 |
| All Other Shares & Deposits | 34,882,600 |
| TOTAL SHARES & DEPOSITS | 114,556,468 |
| TOTAL LIABILITIES | 116,630,058 |
| Regular Reserve | 0 |
| Other Reserves | 736,319 |
| Undivided Earnings | 15,495,589 |
| TOTAL EQUITY | 16,231,908 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 132,861,966 |
| INCOME & EXPENSE | |
| Loan Income | 4,963,820 |
| Investment Income | 1,071,541 |
| Other Income | 1,525,413 |
| Total Employee Compensation & Benefits | 2,108,402 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,818,290 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,255,462 |
| Cost of Funds | 782,577 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 415,042 |
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