Sep, 30, 2025 — BETHLEHEM 1ST FEDERAL CREDIT UNION is a federal credit union headquartered in BETHLEHEM, PA with 1 branch location and about $70.14 million in total assets. Opened 91 years ago in 1935, BETHLEHEM 1ST FEDERAL CREDIT UNION has about 4,338 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BETHLEHEM 1ST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2317 Easton Ave BETHLEHEM, PA 18017-5009 |
| Phone: | (610) 691-0041 |
| Fax: | (610) 691-8624 |
| Website: | https://www.beth1st.org |
| Branches: | 1 branch locations |
| Members: | 4,338 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 716 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $70,136,962 |
| CEO/Manager: | Shannon Scribner |
| Chairperson: | Donald R Sillivan, Jr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,862,327 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,326,163 |
| Unsecured Loans | 1,948,884 |
| Other Loans | 11,569,176 |
| TOTAL LOANS | 25,844,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -87,504 |
| Land And Building | 218,410 |
| Other Fixed Assets | 26,908 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 583,229 |
| All Other Assets | 0 |
| TOTAL ASSETS | 70,136,962 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 575,529 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,303,995 |
| Regular shares | 35,810,272 |
| All Other Shares & Deposits | 16,131,556 |
| TOTAL SHARES & DEPOSITS | 62,245,823 |
| TOTAL LIABILITIES | 62,821,352 |
| Regular Reserve | 0 |
| Other Reserves | -1,196,183 |
| Undivided Earnings | 8,511,793 |
| TOTAL EQUITY | 7,315,610 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 70,136,962 |
| INCOME & EXPENSE | |
| Loan Income | 1,105,127 |
| Investment Income | 1,049,148 |
| Other Income | 15,552 |
| Total Employee Compensation & Benefits | 538,294 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 618,051 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 229,950 |
| Cost of Funds | 333,255 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 495,835 |
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