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GALVESTON SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Sep, 30, 2025 — GALVESTON SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Galveston, TX with 0 branch location and about $2.71 million in total assets. Opened 75 years ago in 1951, GALVESTON SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 795 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GALVESTON SCHOOL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 3429
Galveston, TX 77552
Phone:(409) 762-4974
Fax:(409) 762-5385
Website:https://www.facebook.com
Branches:0 branch locations
Members:795
Credit Union Type:Federal Credit Union
Charter Number:7092
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1951
Last Audited:Feb 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$2,712,228
CEO/Manager:Ronesha V Holmes
Chairperson:Tommie D Boudreaux

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 428,436
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 333,092
 Other Loans 1,226,218
 TOTAL LOANS 1,559,310
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -16,852
 Land And Building 0
 Other Fixed Assets 9,992
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 28,049
 All Other Assets 0
  TOTAL ASSETS 2,712,228
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 61,410
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 188,203
 Regular shares 1,406,269
 All Other Shares & Deposits 756,088
  TOTAL SHARES & DEPOSITS 2,350,560
  TOTAL LIABILITIES 2,411,970
 Regular Reserve 0
 Other Reserves 181,291
 Undivided Earnings 118,967
  TOTAL EQUITY 300,258
  TOTAL LIABILITIES, SHARES, & EQUITY 2,712,228
INCOME & EXPENSE  
 Loan Income 109,931
 Investment Income 1,812
 Other Income 16,112
 Total Employee Compensation & Benefits 103,701
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 53,395
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,997
 Cost of Funds 2,415
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -21,601
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