Sep, 30, 2025 — INTERNATIONALITES FEDERAL CREDIT UNION is a federal credit union headquartered in CARLSBAD, NM with 1 branch location and about $11.55 million in total assets. Opened 76 years ago in 1950, INTERNATIONALITES FEDERAL CREDIT UNION has about 1,197 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INTERNATIONALITES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 901 N Canal St CARLSBAD, NM 88220-5109 |
| Phone: | (575) 885-4027 |
| Fax: | (575) 887-3406 |
| Website: | https://www.internationalites.com |
| Branches: | 1 branch locations |
| Members: | 1,197 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7027 |
|---|---|
| Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,545,540 |
| CEO/Manager: | Debbie Murrill |
| Chairperson: | James R Horn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,280,529 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 188,372 |
| Other Loans | 7,976,473 |
| TOTAL LOANS | 8,164,845 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -69,962 |
| Land And Building | 485,110 |
| Other Fixed Assets | 36,179 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 103,966 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,545,540 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,276 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -19,285 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 937,582 |
| Regular shares | 7,632,954 |
| All Other Shares & Deposits | 933,372 |
| TOTAL SHARES & DEPOSITS | 9,503,908 |
| TOTAL LIABILITIES | 9,498,899 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,046,641 |
| TOTAL EQUITY | 2,046,641 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,545,540 |
| INCOME & EXPENSE | |
| Loan Income | 305,145 |
| Investment Income | 30,232 |
| Other Income | 72,088 |
| Total Employee Compensation & Benefits | 234,270 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 153,191 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 59,811 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,180 |
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