Sep, 30, 2025 — SOUTH TEXAS REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in LAREDO, TX with 1 branch location and about $5.63 million in total assets. Opened 76 years ago in 1950, SOUTH TEXAS REGIONAL FEDERAL CREDIT UNION has about 1,352 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTH TEXAS REGIONAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 220 W Hillside Rd Ste 15 LAREDO, TX 78041 |
| Phone: | (956) 723-0363 |
| Fax: | (956) 723-0495 |
| Website: | https://www.strfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,352 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7024 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,627,158 |
| CEO/Manager: | Jessica Garcia |
| Chairperson: | Juan Vargas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,481,082 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 516,107 |
| Other Loans | 3,367,360 |
| TOTAL LOANS | 3,883,467 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,673 |
| Land And Building | 0 |
| Other Fixed Assets | 1,144 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 45,599 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,627,158 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 59,557 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 123,322 |
| Regular shares | 3,990,946 |
| All Other Shares & Deposits | 649,211 |
| TOTAL SHARES & DEPOSITS | 4,763,479 |
| TOTAL LIABILITIES | 4,823,036 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 804,122 |
| TOTAL EQUITY | 804,122 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,627,158 |
| INCOME & EXPENSE | |
| Loan Income | 186,605 |
| Investment Income | 21,721 |
| Other Income | 21,827 |
| Total Employee Compensation & Benefits | 90,944 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 116,386 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -2,585 |
| Cost of Funds | 12,225 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,482 |
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