Sep, 30, 2025 — PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PORT ARTHUR, TX with 1 branch location and about $19.84 million in total assets. Opened 76 years ago in 1950, PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION has about 2,372 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PORT ARTHUR COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3100 Central Mall Dr PORT ARTHUR, TX 77642 |
| Phone: | (409) 729-7938 |
| Fax: | (409) 729-7948 |
| Website: | https://www.pac-fcu.com |
| Branches: | 1 branch locations |
| Members: | 2,372 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7023 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,835,350 |
| CEO/Manager: | Sabrina D Miguez |
| Chairperson: | Gene E Christian |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,608,825 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,885,512 |
| Unsecured Loans | 1,887,448 |
| Other Loans | 8,622,881 |
| TOTAL LOANS | 13,395,841 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -110,327 |
| Land And Building | 890,493 |
| Other Fixed Assets | 116,723 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 161,699 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,835,350 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 37,915 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,561,723 |
| Regular shares | 8,721,281 |
| All Other Shares & Deposits | 5,879,022 |
| TOTAL SHARES & DEPOSITS | 17,162,026 |
| TOTAL LIABILITIES | 17,199,941 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,635,409 |
| TOTAL EQUITY | 2,635,409 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,835,350 |
| INCOME & EXPENSE | |
| Loan Income | 759,829 |
| Investment Income | 92,865 |
| Other Income | 98,163 |
| Total Employee Compensation & Benefits | 450,863 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 442,553 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 45,000 |
| Cost of Funds | 146,254 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -15,750 |
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