Sep, 30, 2025 — INTERSTATE UNLIMITED CREDIT UNION is a federally insured state chartered credit union headquartered in JESUP, GA with 6 branch locations and about $392.54 million in total assets. Opened 58 years ago in 1968, INTERSTATE UNLIMITED CREDIT UNION has about 35,532 members and employs 88 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INTERSTATE UNLIMITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 190 S 5th St JESUP, GA 31545-0859 |
| Phone: | (912) 427-3904 |
| Fax: | (912) 559-6025 |
| Website: | https://www.interstatecu.org/ |
| Branches: | 6 branch locations |
| Members: | 35,532 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68717 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $392,542,239 |
| CEO/Manager: | Stacie B Branch |
| Chairperson: | Harley Grove |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,736,300 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 61,382,666 |
| Unsecured Loans | 23,569,474 |
| Other Loans | 243,297,989 |
| TOTAL LOANS | 328,250,129 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,530,210 |
| Land And Building | 6,394,593 |
| Other Fixed Assets | 815,562 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,965,578 |
| All Other Assets | 787,508 |
| TOTAL ASSETS | 392,542,239 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,220,546 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 60,819,788 |
| Regular shares | 89,445,310 |
| All Other Shares & Deposits | 179,956,180 |
| TOTAL SHARES & DEPOSITS | 330,221,277 |
| TOTAL LIABILITIES | 335,441,823 |
| Regular Reserve | 0 |
| Other Reserves | 6,892,705 |
| Undivided Earnings | 50,207,711 |
| TOTAL EQUITY | 57,100,416 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 392,542,239 |
| INCOME & EXPENSE | |
| Loan Income | 15,623,355 |
| Investment Income | 821,337 |
| Other Income | 3,007,385 |
| Total Employee Compensation & Benefits | 4,776,635 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,009,881 |
| Non-operating Income & (Expense) | 43,369 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,140,082 |
| Cost of Funds | 5,508,771 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,764,371 |
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