UNITED 1ST CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.united1st-cu.org for more information.
Dec, 31, 2023 — UNITED 1ST CREDIT UNION is a federally insured state chartered credit union headquartered in Kingsland, GA with 7 branch locations and about $255.81 million in total assets. Opened 81 years ago in 1943, UNITED 1ST CREDIT UNION has about 27,459 members and employs 88 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED 1ST CREDIT UNION |
|---|---|
| Address: (Main Office) | 162 N Gross Rd Kingsland, GA 31548-6229 |
| Phone: | (912) 729-2800 |
| Fax: | (912) 882-2314 |
| Website: | https://www.united1st-cu.org |
| Branches: | 7 branch locations |
| Members: | 27,459 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68715 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1943 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $255,810,375 |
| CEO/Manager: | Patrick T Conn |
| Chairperson: | Malcom T Fuller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 41,821,567 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 41,191,740 |
| Unsecured Loans | 8,073,207 |
| Other Loans | 80,790,497 |
| TOTAL LOANS | 130,055,444 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,397,677 |
| Land And Building | 5,259,731 |
| Other Fixed Assets | 850,929 |
| NCUSIF Deposit | 2,117,235 |
| All Other Assets | 73,349 |
| TOTAL ASSETS | 255,810,375 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,161,788 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 64,733,333 |
| Regular shares | 88,456,640 |
| All Other Shares & Deposits | 75,727,753 |
| TOTAL SHARES & DEPOSITS | 228,917,726 |
| TOTAL LIABILITIES | 233,079,514 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 22,730,861 |
| TOTAL EQUITY | 22,730,861 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 255,810,375 |
| INCOME & EXPENSE | |
| Loan Income | 1,442,824 |
| Investment Income | 198,729 |
| Other Income | 1,502,441 |
| Total Employee Compensation & Benefits | 1,172,444 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,484,571 |
| Non-operating Income & (Expense) | 9,132 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 103,806 |
| Cost of Funds | 73,057 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 483,219 |
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» See also Statement of Financial Condition