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National Credit Union Service Organization

ENT CREDIT UNION

Sep, 30, 2025 — ENT CREDIT UNION is a federally insured state chartered credit union headquartered in COLORADO SPRINGS, CO with 64 branch locations and about $9.71 billion in total assets. Opened 69 years ago in 1957, ENT CREDIT UNION has about 581,730 members and employs 1,507 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 307070005
Name:ENT CREDIT UNION
Address:
(Main Office)
11550 Ent Pkwy
COLORADO SPRINGS, CO 80921-4274
Phone:(719) 574-1100
Fax:
Website:https://www.ent.com
Branches:64 branch locations
Members:581,730
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68671
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$9,712,278,392
CEO/Manager:Chad Graves
Chairperson:Pam Nicholson

Call Report

  • First Time Homebuyer Program
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 145,361,849
TOTAL INVESTMENTS 0
Loans Held for Sale 63,457,990
 
 Real Estate Loans 5,943,251,140
 Unsecured Loans 551,518,912
 Other Loans 1,986,761,839
 TOTAL LOANS 8,481,671,136
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -102,935,421
 Land And Building 271,685,773
 Other Fixed Assets 58,561,485
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 78,627,397
 All Other Assets 4,617,884
  TOTAL ASSETS 9,712,278,392
LIABILITIES & CAPITAL:  
 Dividends Payable 1,543
 Notes & Interest Payable 90,039,420
 Accounts Payable & Other Liabilities 268,439,551
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,958,878,411
 Regular shares 2,013,727,761
 All Other Shares & Deposits 4,349,070,705
  TOTAL SHARES & DEPOSITS 8,321,676,876
  TOTAL LIABILITIES 8,680,982,661
 Regular Reserve 0
 Other Reserves -35,638,174
 Undivided Earnings 1,066,933,905
  TOTAL EQUITY 1,031,295,731
  TOTAL LIABILITIES, SHARES, & EQUITY 9,712,278,392
INCOME & EXPENSE  
 Loan Income 358,037,218
 Investment Income 19,895,023
 Other Income 25,581,719
 Total Employee Compensation & Benefits 148,248,489
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 115,601,122
 Non-operating Income & (Expense) -16,207,752
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 48,315,247
 Cost of Funds 111,209,898
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 40,415,028
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