Sep, 30, 2025 — FINANCIAL CENTER FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in INDIANAPOLIS, IN with 11 branch locations and about $889.27 million in total assets. Opened 73 years ago in 1953, FINANCIAL CENTER FIRST CREDIT UNION has about 59,008 members and employs 193 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FINANCIAL CENTER FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 7101 E 56th St INDIANAPOLIS, IN 46226 |
| Phone: | (317) 916-7700 |
| Fax: | |
| Website: | https://www.fcfcu.com/ |
| Branches: | 11 branch locations |
| Members: | 59,008 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68658 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $889,269,023 |
| CEO/Manager: | James K Ryan |
| Chairperson: | Thomas Spahr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,968,440 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 296,898,745 |
| Unsecured Loans | 20,924,747 |
| Other Loans | 259,996,719 |
| TOTAL LOANS | 577,820,211 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,855,121 |
| Land And Building | 8,202,510 |
| Other Fixed Assets | 4,369,102 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,028,484 |
| All Other Assets | 244,360 |
| TOTAL ASSETS | 889,269,023 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,747,652 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 229,015,313 |
| Regular shares | 182,143,250 |
| All Other Shares & Deposits | 365,946,974 |
| TOTAL SHARES & DEPOSITS | 777,105,537 |
| TOTAL LIABILITIES | 782,976,851 |
| Regular Reserve | 0 |
| Other Reserves | 19,588,658 |
| Undivided Earnings | 86,703,514 |
| TOTAL EQUITY | 106,292,172 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 889,269,023 |
| INCOME & EXPENSE | |
| Loan Income | 24,445,906 |
| Investment Income | 10,091,696 |
| Other Income | 2,835,465 |
| Total Employee Compensation & Benefits | 14,982,266 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 12,760,273 |
| Non-operating Income & (Expense) | 791,008 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,351,999 |
| Cost of Funds | 10,435,344 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 980,212 |
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