Sep, 30, 2025 — OREGON STATE CREDIT UNION is a federally insured state chartered credit union headquartered in CORVALLIS, OR with 16 branch locations and about $2.85 billion in total assets. Opened 72 years ago in 1954, OREGON STATE CREDIT UNION has about 152,860 members and employs 350 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OREGON STATE CREDIT UNION |
|---|---|
| Address: (Main Office) | 4800 SW Research Way CORVALLIS, OR 97333 |
| Phone: | (541) 714-4000 |
| Fax: | (541) 714-4185 |
| Website: | https://www.oregonstatecu.com |
| Branches: | 16 branch locations |
| Members: | 152,860 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68656 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,852,738,974 |
| CEO/Manager: | Gary E Schuette II |
| Chairperson: | Rebecca Badger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 384,817,564 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 848,731,606 |
| Unsecured Loans | 98,654,985 |
| Other Loans | 939,670,882 |
| TOTAL LOANS | 1,897,979,727 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,654,017 |
| Land And Building | 35,674,131 |
| Other Fixed Assets | 5,840,292 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 19,576,278 |
| All Other Assets | 884,838 |
| TOTAL ASSETS | 2,852,738,974 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 78,606 |
| Notes & Interest Payable | 250,000,000 |
| Accounts Payable & Other Liabilities | 27,449,564 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 524,866,773 |
| Regular shares | 396,801,858 |
| All Other Shares & Deposits | 1,385,502,758 |
| TOTAL SHARES & DEPOSITS | 2,307,171,390 |
| TOTAL LIABILITIES | 2,584,706,958 |
| Regular Reserve | 0 |
| Other Reserves | -36,388,706 |
| Undivided Earnings | 304,420,722 |
| TOTAL EQUITY | 268,032,016 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,852,738,974 |
| INCOME & EXPENSE | |
| Loan Income | 81,328,964 |
| Investment Income | 19,818,161 |
| Other Income | 5,507,172 |
| Total Employee Compensation & Benefits | 30,497,745 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 21,168,347 |
| Non-operating Income & (Expense) | 4,099 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,418,443 |
| Cost of Funds | 33,585,747 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 23,373,271 |
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