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National Credit Union Service Organization

FIRST SERVICE CREDIT UNION

Sep, 30, 2025 — FIRST SERVICE CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 14 branch locations and about $1.43 billion in total assets. Opened 49 years ago in 1977, FIRST SERVICE CREDIT UNION has about 104,821 members and employs 272 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313090561
Name:FIRST SERVICE CREDIT UNION
Address:
(Main Office)
16430 Park Ten Pl
HOUSTON, TX 77084-5056
Phone:(713) 676-4344
Fax:
Website:https://www.fscu.com
Branches:14 branch locations
Members:104,821
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68605
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1977
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$1,429,791,649
CEO/Manager:David Bleazard
Chairperson:Doug Esmond

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 66,871,602
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 455,097,675
 Unsecured Loans 125,551,406
 Other Loans 532,111,013
 TOTAL LOANS 1,112,760,094
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -10,981,097
 Land And Building 42,767,973
 Other Fixed Assets 9,787,506
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 10,563,032
 All Other Assets 2,411,379
  TOTAL ASSETS 1,429,791,649
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 17,300,000
 Accounts Payable & Other Liabilities 25,179,216
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 270,021,070
 Regular shares 302,175,662
 All Other Shares & Deposits 661,178,367
  TOTAL SHARES & DEPOSITS 1,233,375,099
  TOTAL LIABILITIES 1,275,854,315
 Regular Reserve 0
 Other Reserves 64,179,791
 Undivided Earnings 89,757,543
  TOTAL EQUITY 153,937,334
  TOTAL LIABILITIES, SHARES, & EQUITY 1,429,791,649
INCOME & EXPENSE  
 Loan Income 51,760,144
 Investment Income 4,686,596
 Other Income 8,432,093
 Total Employee Compensation & Benefits 19,815,881
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 28,502,597
 Non-operating Income & (Expense) -1,096,263
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,576,411
 Cost of Funds 16,818,667
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,470,321
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