WANIGAS CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.wanigas.com for more information.
Sep, 30, 2025 — WANIGAS CREDIT UNION is a federally insured state chartered credit union headquartered in SAGINAW, MI with 4 branch locations and about $418.83 million in total assets. Opened 74 years ago in 1952, WANIGAS CREDIT UNION has about 23,997 members and employs 88 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WANIGAS CREDIT UNION |
|---|---|
| Address: (Main Office) | 1837 BAGLEY STREET SAGINAW, MI 48601-3107 |
| Phone: | (989) 759-5780 |
| Fax: | (989) 753-7864 |
| Website: | https://www.wanigas.com |
| Branches: | 4 branch locations |
| Members: | 23,997 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68578 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $418,825,757 |
| CEO/Manager: | Bernard D Williams |
| Chairperson: | Michael D Balls |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,196,271 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 83,000 |
| Real Estate Loans | 147,621,732 |
| Unsecured Loans | 22,509,073 |
| Other Loans | 71,893,496 |
| TOTAL LOANS | 242,024,301 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,170,534 |
| Land And Building | 7,101,868 |
| Other Fixed Assets | 616,887 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,334,710 |
| All Other Assets | 0 |
| TOTAL ASSETS | 418,825,757 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 24,709 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,810,269 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 78,772,047 |
| Regular shares | 199,378,260 |
| All Other Shares & Deposits | 85,107,234 |
| TOTAL SHARES & DEPOSITS | 363,257,541 |
| TOTAL LIABILITIES | 368,092,519 |
| Regular Reserve | 0 |
| Other Reserves | -6,926,738 |
| Undivided Earnings | 57,659,976 |
| TOTAL EQUITY | 50,733,238 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 418,825,757 |
| INCOME & EXPENSE | |
| Loan Income | 2,779,725 |
| Investment Income | 372,405 |
| Other Income | 607,008 |
| Total Employee Compensation & Benefits | 1,726,383 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,561,715 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 67,498 |
| Cost of Funds | 210,761 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 857,740 |
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