Sep, 30, 2025 — AMERICAN SOUTHWEST CREDIT UNION is a federally insured state chartered credit union headquartered in SIERRA VISTA, AZ with 7 branch locations and about $413.30 million in total assets. Opened 71 years ago in 1955, AMERICAN SOUTHWEST CREDIT UNION has about 33,668 members and employs 78 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICAN SOUTHWEST CREDIT UNION |
|---|---|
| Address: (Main Office) | 3090 E Fry Blvd SIERRA VISTA, AZ 85635 |
| Phone: | (520) 459-1860 |
| Fax: | (520) 458-4249 |
| Website: | https://www.ascu.org |
| Branches: | 7 branch locations |
| Members: | 33,668 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68567 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $413,296,818 |
| CEO/Manager: | Jay Williamson |
| Chairperson: | Mary Hyder |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,967,021 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 115,183,560 |
| Unsecured Loans | 12,694,516 |
| Other Loans | 98,867,562 |
| TOTAL LOANS | 226,745,638 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,191,187 |
| Land And Building | 6,891,784 |
| Other Fixed Assets | 1,129,270 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,267,189 |
| All Other Assets | 401,713 |
| TOTAL ASSETS | 413,296,818 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,090,040 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 73,657,731 |
| Regular shares | 144,756,873 |
| All Other Shares & Deposits | 147,900,038 |
| TOTAL SHARES & DEPOSITS | 366,314,642 |
| TOTAL LIABILITIES | 368,404,682 |
| Regular Reserve | 0 |
| Other Reserves | -147,263 |
| Undivided Earnings | 45,039,399 |
| TOTAL EQUITY | 44,892,136 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 413,296,818 |
| INCOME & EXPENSE | |
| Loan Income | 10,574,758 |
| Investment Income | 4,418,010 |
| Other Income | 734,788 |
| Total Employee Compensation & Benefits | 4,156,284 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,538,400 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,975,897 |
| Cost of Funds | 2,937,886 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,026,362 |
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