VIRIVA COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.viriva.com for more information.
Sep, 30, 2025 — VIRIVA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WARMINSTER, PA with 2 branch locations and about $84.14 million in total assets. Opened 90 years ago in 1936, VIRIVA COMMUNITY CREDIT UNION has about 7,858 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VIRIVA COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 157 YORK RD WARMINSTER, PA 18974 |
| Phone: | (215) 333-1201 |
| Fax: | (267) 803-8390 |
| Website: | https://www.viriva.com |
| Branches: | 2 branch locations |
| Members: | 7,858 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68564 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $84,143,579 |
| CEO/Manager: | James F McCaw |
| Chairperson: | Joseph W Keller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,351,271 |
| TOTAL INVESTMENTS | 17,014,111 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 32,966,136 |
| Unsecured Loans | 3,104,480 |
| Other Loans | 9,524,612 |
| TOTAL LOANS | 45,595,228 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -372,495 |
| Land And Building | 1,762,793 |
| Other Fixed Assets | 27,235 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 741,762 |
| All Other Assets | 1,023,674 |
| TOTAL ASSETS | 84,143,579 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 584 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 612,834 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,863,111 |
| Regular shares | 33,762,840 |
| All Other Shares & Deposits | 31,295,119 |
| TOTAL SHARES & DEPOSITS | 75,921,070 |
| TOTAL LIABILITIES | 76,534,488 |
| Regular Reserve | 1,727,828 |
| Other Reserves | 275,634 |
| Undivided Earnings | 5,605,629 |
| TOTAL EQUITY | 7,609,091 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 84,143,579 |
| INCOME & EXPENSE | |
| Loan Income | 1,607,669 |
| Investment Income | 276,337 |
| Other Income | 364,760 |
| Total Employee Compensation & Benefits | 896,479 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,397,486 |
| Non-operating Income & (Expense) | 153,556 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 57,457 |
| Cost of Funds | 347,477 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 239,585 |
| ↑ Back to Top | |