Sep, 30, 2025 — VANTAGE WEST CREDIT UNION (VWESTCU) is a federally insured state chartered credit union headquartered in TUCSON, AZ with 19 branch locations and about $3.35 billion in total assets. Opened 71 years ago in 1955, VANTAGE WEST CREDIT UNION (VWESTCU) has about 209,351 members and employs 489 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VANTAGE WEST CREDIT UNION |
|---|---|
| Address: (Main Office) | 2480 N Arcadia Ave TUCSON, AZ 85712-5735 |
| Phone: | (520) 298-7882 |
| Fax: | |
| Website: | https://www.vantagewest.org |
| Branches: | 19 branch locations |
| Members: | 209,351 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68558 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,352,075,290 |
| CEO/Manager: | Sandra Sagehorn-Elliott |
| Chairperson: | Manuel Lucero |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 279,813,817 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,057,451,127 |
| Unsecured Loans | 407,019,826 |
| Other Loans | 908,605,558 |
| TOTAL LOANS | 2,378,144,771 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,903,839 |
| Land And Building | 31,802,933 |
| Other Fixed Assets | 13,633,575 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 25,095,824 |
| All Other Assets | 685,400 |
| TOTAL ASSETS | 3,352,075,290 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,440,604 |
| Notes & Interest Payable | 200,000,000 |
| Accounts Payable & Other Liabilities | 51,755,214 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 501,932,246 |
| Regular shares | 403,157,048 |
| All Other Shares & Deposits | 1,903,788,260 |
| TOTAL SHARES & DEPOSITS | 2,808,877,555 |
| TOTAL LIABILITIES | 3,062,313,047 |
| Regular Reserve | 0 |
| Other Reserves | -33,489,782 |
| Undivided Earnings | 323,252,025 |
| TOTAL EQUITY | 289,762,243 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,352,075,290 |
| INCOME & EXPENSE | |
| Loan Income | 127,928,034 |
| Investment Income | 20,775,027 |
| Other Income | 9,280,555 |
| Total Employee Compensation & Benefits | 41,026,726 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 43,061,332 |
| Non-operating Income & (Expense) | 2,997,403 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 32,860,920 |
| Cost of Funds | 49,559,637 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,498,599 |
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