Sep, 30, 2025 — CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in GOESSEL, KS with 1 branch location and about $11.80 million in total assets. Opened 76 years ago in 1950, CROSSROADS CREDIT UNION has about 1,062 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CROSSROADS CREDIT UNION |
|---|---|
| Address: (Main Office) | 217 e main st GOESSEL, KS 67053-8800 |
| Phone: | (620) 367-2285 |
| Fax: | (620) 367-2288 |
| Website: | https://www.crossroadscreditunion.com/ |
| Branches: | 1 branch locations |
| Members: | 1,062 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68557 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | May 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,798,120 |
| CEO/Manager: | kelly m schrag |
| Chairperson: | zane unrau |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,536,832 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,641,796 |
| Unsecured Loans | 143,405 |
| Other Loans | 5,151,421 |
| TOTAL LOANS | 6,936,622 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -139,413 |
| Land And Building | 14,656 |
| Other Fixed Assets | 2,712 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 89,511 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,798,120 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 37,414 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 28,588 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,657,173 |
| Regular shares | 2,967,451 |
| All Other Shares & Deposits | 3,593,562 |
| TOTAL SHARES & DEPOSITS | 9,218,186 |
| TOTAL LIABILITIES | 9,284,188 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,513,932 |
| TOTAL EQUITY | 2,513,932 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,798,120 |
| INCOME & EXPENSE | |
| Loan Income | 328,449 |
| Investment Income | 135,972 |
| Other Income | 25,865 |
| Total Employee Compensation & Benefits | 113,424 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 141,618 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 121,173 |
| Cost of Funds | 59,176 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 59,441 |
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