Sep, 30, 2025 — FIRST COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in COQUILLE, OR with 28 branch locations and about $1.73 billion in total assets. Opened 69 years ago in 1957, FIRST COMMUNITY CREDIT UNION has about 86,689 members and employs 371 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 N Adams St COQUILLE, OR 97423-1804 |
| Phone: | (541) 396-2145 |
| Fax: | (541) 396-3041 |
| Website: | https://www.myfirstccu.org |
| Branches: | 28 branch locations |
| Members: | 86,689 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68530 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,734,093,187 |
| CEO/Manager: | David S Elmer |
| Chairperson: | Brian Menefee |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 158,284,134 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 588,500 |
| Real Estate Loans | 812,859,618 |
| Unsecured Loans | 14,403,671 |
| Other Loans | 333,550,962 |
| TOTAL LOANS | 1,160,814,251 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,735,474 |
| Land And Building | 73,806,425 |
| Other Fixed Assets | 5,912,873 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 13,708,194 |
| All Other Assets | 210,402 |
| TOTAL ASSETS | 1,734,093,187 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,537,371 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 502,382,489 |
| Regular shares | 634,659,092 |
| All Other Shares & Deposits | 373,623,552 |
| TOTAL SHARES & DEPOSITS | 1,510,665,133 |
| TOTAL LIABILITIES | 1,518,202,504 |
| Regular Reserve | 0 |
| Other Reserves | 21,960,667 |
| Undivided Earnings | 193,930,016 |
| TOTAL EQUITY | 215,890,683 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,734,093,187 |
| INCOME & EXPENSE | |
| Loan Income | 42,116,163 |
| Investment Income | 7,311,900 |
| Other Income | 3,164,687 |
| Total Employee Compensation & Benefits | 23,533,408 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,644,663 |
| Non-operating Income & (Expense) | 12,387 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 846,800 |
| Cost of Funds | 5,630,963 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,892,156 |
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