Sep, 30, 2025 — USC CREDIT UNION is a federally insured state chartered credit union headquartered in LOS ANGELES, CA with 4 branch locations and about $708.28 million in total assets. Opened 53 years ago in 1973, USC CREDIT UNION has about 73,178 members and employs 106 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | USC CREDIT UNION |
|---|---|
| Address: (Main Office) | 3720 S Flower St FL 4 LOS ANGELES, CA 90089 |
| Phone: | (213) 821-7100 |
| Fax: | |
| Website: | https://www.usccreditunion.org |
| Branches: | 4 branch locations |
| Members: | 73,178 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68459 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $708,282,281 |
| CEO/Manager: | Gary J Perez |
| Chairperson: | Gavin G Galimi |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 49,866,175 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 304,816,446 |
| Unsecured Loans | 55,977,398 |
| Other Loans | 172,518,517 |
| TOTAL LOANS | 533,312,361 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,952,475 |
| Land And Building | 12,176,570 |
| Other Fixed Assets | 1,139,025 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,805,321 |
| All Other Assets | 0 |
| TOTAL ASSETS | 708,282,281 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 15,800,000 |
| Accounts Payable & Other Liabilities | 6,797,960 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 13,200,000 |
| Share Drafts | 156,583,724 |
| Regular shares | 175,983,732 |
| All Other Shares & Deposits | 289,979,388 |
| TOTAL SHARES & DEPOSITS | 622,546,844 |
| TOTAL LIABILITIES | 658,344,804 |
| Regular Reserve | 0 |
| Other Reserves | -8,560,069 |
| Undivided Earnings | 58,497,546 |
| TOTAL EQUITY | 49,937,477 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 708,282,281 |
| INCOME & EXPENSE | |
| Loan Income | 21,396,936 |
| Investment Income | 2,783,027 |
| Other Income | 1,141,242 |
| Total Employee Compensation & Benefits | 8,361,723 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,220,480 |
| Non-operating Income & (Expense) | 503,291 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,924,000 |
| Cost of Funds | 6,799,824 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,599,073 |
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