Sep, 30, 2025 — VENTURA COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in VENTURA, CA with 8 branch locations and about $1.43 billion in total assets. Opened 76 years ago in 1950, VENTURA COUNTY CREDIT UNION has about 77,435 members and employs 201 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VENTURA COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2575 Vista Del Mar Dr VENTURA, CA 93001 |
| Phone: | (805) 477-4000 |
| Fax: | (805) 339-4226 |
| Website: | https://www.onlinebanking.vccuonlin |
| Branches: | 8 branch locations |
| Members: | 77,435 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68458 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,432,898,708 |
| CEO/Manager: | Linda Rossi |
| Chairperson: | Margo Byrne |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 54,162,266 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 719,365,816 |
| Unsecured Loans | 86,834,691 |
| Other Loans | 181,182,872 |
| TOTAL LOANS | 987,383,380 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,509,432 |
| Land And Building | 24,249,379 |
| Other Fixed Assets | 6,933,023 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,587,570 |
| All Other Assets | 97,363 |
| TOTAL ASSETS | 1,432,898,708 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 772,295 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,914,036 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 278,189,644 |
| Regular shares | 423,328,198 |
| All Other Shares & Deposits | 571,793,610 |
| TOTAL SHARES & DEPOSITS | 1,273,311,451 |
| TOTAL LIABILITIES | 1,301,215,466 |
| Regular Reserve | 0 |
| Other Reserves | -6,667,241 |
| Undivided Earnings | 138,350,483 |
| TOTAL EQUITY | 131,683,242 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,432,898,708 |
| INCOME & EXPENSE | |
| Loan Income | 42,422,394 |
| Investment Income | 9,940,452 |
| Other Income | 3,474,477 |
| Total Employee Compensation & Benefits | 16,671,249 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,767,246 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,952,555 |
| Cost of Funds | 14,240,168 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,585,399 |
| ↑ Back to Top | |