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National Credit Union Service Organization

FIRST FINANCIAL CREDIT UNION

Sep, 30, 2025 — FIRST FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in SKOKIE, IL with 5 branch locations and about $150.25 million in total assets. Opened 90 years ago in 1936, FIRST FINANCIAL CREDIT UNION has about 12,951 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 271989112
Name:FIRST FINANCIAL CREDIT UNION
Address:
(Main Office)
5550 TOUHY AVE STE 102
SKOKIE, IL 60077
Phone:(847) 676-8000
Fax:(847) 676-0027
Website:https://www.firstfcu.org
Branches:5 branch locations
Members:12,951
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68450
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$150,251,896
CEO/Manager:MICHAEL T ABRAHAM
Chairperson:WILLIAM G HARLAN

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,149,242
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 82,555,765
 Unsecured Loans 17,692,473
 Other Loans 21,821,937
 TOTAL LOANS 122,070,175
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,034,589
 Land And Building 3,308,762
 Other Fixed Assets 110,750
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 983,843
 All Other Assets 0
  TOTAL ASSETS 150,251,896
LIABILITIES & CAPITAL:  
 Dividends Payable 22,755
 Notes & Interest Payable 10,200,000
 Accounts Payable & Other Liabilities 3,832,949
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 2,000,000
 Share Drafts 18,247,495
 Regular shares 50,588,418
 All Other Shares & Deposits 54,911,077
  TOTAL SHARES & DEPOSITS 123,746,990
  TOTAL LIABILITIES 139,802,694
 Regular Reserve 0
 Other Reserves -495,375
 Undivided Earnings 10,944,577
  TOTAL EQUITY 10,449,202
  TOTAL LIABILITIES, SHARES, & EQUITY 150,251,896
INCOME & EXPENSE  
 Loan Income 3,983,909
 Investment Income 272,416
 Other Income 190,582
 Total Employee Compensation & Benefits 1,871,262
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,905,536
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 457,239
 Cost of Funds 676,623
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 644,406
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