Sep, 30, 2025 — FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in CHANDLER, AZ with 8 branch locations and about $770.92 million in total assets. Opened 91 years ago in 1935, FIRST CREDIT UNION has about 44,593 members and employs 143 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 25 S Arizona Pl Ste 111 CHANDLER, AZ 85225 |
| Phone: | (480) 756-5500 |
| Fax: | (480) 568-8849 |
| Website: | https://www.firstcu.net |
| Branches: | 8 branch locations |
| Members: | 44,593 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68444 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $770,916,628 |
| CEO/Manager: | Jay E Curtis |
| Chairperson: | Lori Gallegos |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 72,996,611 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 180,924,484 |
| Unsecured Loans | 26,999,694 |
| Other Loans | 269,647,056 |
| TOTAL LOANS | 477,613,739 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,578,555 |
| Land And Building | 10,485,950 |
| Other Fixed Assets | 8,309,268 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,221,429 |
| All Other Assets | 562,546 |
| TOTAL ASSETS | 770,916,628 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,162 |
| Notes & Interest Payable | 25,000,000 |
| Accounts Payable & Other Liabilities | 11,076,938 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 162,740,386 |
| Regular shares | 193,812,881 |
| All Other Shares & Deposits | 315,996,644 |
| TOTAL SHARES & DEPOSITS | 672,549,910 |
| TOTAL LIABILITIES | 708,674,010 |
| Regular Reserve | 0 |
| Other Reserves | -8,016,854 |
| Undivided Earnings | 70,259,472 |
| TOTAL EQUITY | 62,242,618 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 770,916,628 |
| INCOME & EXPENSE | |
| Loan Income | 21,743,373 |
| Investment Income | 7,222,984 |
| Other Income | 2,547,741 |
| Total Employee Compensation & Benefits | 10,047,947 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,851,569 |
| Non-operating Income & (Expense) | 1,148 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,000,000 |
| Cost of Funds | 7,641,624 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 847,435 |
| ↑ Back to Top | |