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ILLIANA FINANCIAL CREDIT UNION

Sep, 30, 2025 — ILLIANA FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in CALUMET CITY, IL with 4 branch locations and about $252.66 million in total assets. Opened 90 years ago in 1936, ILLIANA FINANCIAL CREDIT UNION has about 21,004 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 271976523
Name:ILLIANA FINANCIAL CREDIT UNION
Address:
(Main Office)
1600 Huntington Dr
CALUMET CITY, IL 60409-5404
Phone:(708) 891-7800
Fax:(708) 891-8745
Website:https://www.illiana.org
Branches:4 branch locations
Members:21,004
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68425
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Mar 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$252,656,439
CEO/Manager:James Henmueller
Chairperson:Russell Melby

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 21,138,682
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 55,765,059
 Unsecured Loans 17,754,908
 Other Loans 47,712,884
 TOTAL LOANS 121,232,851
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,090,761
 Land And Building 3,932,330
 Other Fixed Assets 916,352
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 2,095,004
 All Other Assets 296,967
  TOTAL ASSETS 252,656,439
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -1,262,190
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 42,487,176
 Regular shares 94,284,465
 All Other Shares & Deposits 79,197,406
  TOTAL SHARES & DEPOSITS 215,969,047
  TOTAL LIABILITIES 214,711,857
 Regular Reserve 0
 Other Reserves -2,711,957
 Undivided Earnings 40,656,539
  TOTAL EQUITY 37,944,582
  TOTAL LIABILITIES, SHARES, & EQUITY 252,656,439
INCOME & EXPENSE  
 Loan Income 6,140,628
 Investment Income 2,397,390
 Other Income 1,304,951
 Total Employee Compensation & Benefits 3,644,125
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 3,660,117
 Non-operating Income & (Expense) 96,412
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,009,459
 Cost of Funds 1,646,963
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,045,856
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