Sep, 30, 2025 — IDAHO UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in MERIDIAN, ID with 2 branch locations and about $73.48 million in total assets. Opened 48 years ago in 1978, IDAHO UNITED CREDIT UNION has about 5,880 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IDAHO UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 3103 E St Lukes St MERIDIAN, ID 83642 |
| Phone: | (208) 388-2138 |
| Fax: | (208) 388-6930 |
| Website: | https://www.idahounited.org |
| Branches: | 2 branch locations |
| Members: | 5,880 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68361 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $73,483,391 |
| CEO/Manager: | Nick McGhee |
| Chairperson: | Richard L Hahn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,475,453 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 24,726,295 |
| Unsecured Loans | 1,753,607 |
| Other Loans | 24,899,324 |
| TOTAL LOANS | 56,901,231 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -201,187 |
| Land And Building | 762,417 |
| Other Fixed Assets | 75,546 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 559,387 |
| All Other Assets | 22,259 |
| TOTAL ASSETS | 73,483,391 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 645,327 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,403,163 |
| Regular shares | 24,128,425 |
| All Other Shares & Deposits | 27,923,698 |
| TOTAL SHARES & DEPOSITS | 66,455,286 |
| TOTAL LIABILITIES | 67,100,613 |
| Regular Reserve | 0 |
| Other Reserves | 1,060,130 |
| Undivided Earnings | 5,322,648 |
| TOTAL EQUITY | 6,382,778 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,483,391 |
| INCOME & EXPENSE | |
| Loan Income | 2,688,222 |
| Investment Income | 363,215 |
| Other Income | 338,923 |
| Total Employee Compensation & Benefits | 988,534 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 705,933 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 146,500 |
| Cost of Funds | 1,009,432 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 568,099 |
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