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National Credit Union Service Organization

EMPOWER CREDIT UNION

Sep, 30, 2025 — EMPOWER CREDIT UNION is a federally insured state chartered credit union headquartered in WEST ALLIS, WI with 3 branch locations and about $99.84 million in total assets. Opened 29 years ago in 1997, EMPOWER CREDIT UNION has about 5,082 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 275071246
Name:EMPOWER CREDIT UNION
Address:
(Main Office)
10635 W GREENFIELD AVE
WEST ALLIS, WI 53214
Phone:(414) 988-6600
Fax:(414) 988-6699
Website:https://empower-cu.org
Branches:3 branch locations
Members:5,082
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68317
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1997
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$99,835,721
CEO/Manager:Michael J Brandt
Chairperson:Jared J Peccarelli

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,976,013
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 48,999,970
 Unsecured Loans 822,343
 Other Loans 19,378,119
 TOTAL LOANS 69,200,432
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -325,897
 Land And Building 3,590,612
 Other Fixed Assets 87,147
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 758,622
 All Other Assets 0
  TOTAL ASSETS 99,835,721
LIABILITIES & CAPITAL:  
 Dividends Payable 1,475
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,825,484
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,127,775
 Regular shares 32,292,709
 All Other Shares & Deposits 36,573,441
  TOTAL SHARES & DEPOSITS 79,993,925
  TOTAL LIABILITIES 81,820,884
 Regular Reserve 0
 Other Reserves -120,041
 Undivided Earnings 18,134,878
  TOTAL EQUITY 18,014,837
  TOTAL LIABILITIES, SHARES, & EQUITY 99,835,721
INCOME & EXPENSE  
 Loan Income 1,582,088
 Investment Income 176,871
 Other Income 235,581
 Total Employee Compensation & Benefits 1,037,933
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,272,966
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 224,420
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -169,253
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