Sep, 30, 2025 — EDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION is a federally insured state chartered credit union headquartered in TOLEDO, OH with 1 branch location and about $65.51 million in total assets. Opened 92 years ago in 1934, EDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION has about 5,288 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EDUCATIONAL COMMUNITY ALLIANCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3845 Angola Rd TOLEDO, OH 43615 |
| Phone: | (419) 381-2323 |
| Fax: | (419) 381-2341 |
| Website: | https://www.educacu.com |
| Branches: | 1 branch locations |
| Members: | 5,288 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68181 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $65,511,899 |
| CEO/Manager: | Beth Carpenter |
| Chairperson: | Bradley Aemisegger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,025,514 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 15,624,393 |
| Unsecured Loans | 1,556,986 |
| Other Loans | 20,588,857 |
| TOTAL LOANS | 37,770,236 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -279,594 |
| Land And Building | 966,338 |
| Other Fixed Assets | 159,019 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 516,602 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,511,899 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 35,393 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 549,543 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,894,136 |
| Regular shares | 34,164,574 |
| All Other Shares & Deposits | 13,438,343 |
| TOTAL SHARES & DEPOSITS | 57,497,053 |
| TOTAL LIABILITIES | 58,081,989 |
| Regular Reserve | 0 |
| Other Reserves | 202,988 |
| Undivided Earnings | 7,226,922 |
| TOTAL EQUITY | 7,429,910 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,511,899 |
| INCOME & EXPENSE | |
| Loan Income | 1,603,469 |
| Investment Income | 516,890 |
| Other Income | 366,968 |
| Total Employee Compensation & Benefits | 816,390 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 979,189 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 130,128 |
| Cost of Funds | 388,458 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 385,552 |
| ↑ Back to Top | |