Sep, 30, 2025 — EASTMAN CREDIT UNION is a federally insured state chartered credit union headquartered in KINGSPORT, TN with 30 branch locations and about $9.72 billion in total assets. Opened 92 years ago in 1934, EASTMAN CREDIT UNION has about 356,492 members and employs 1,089 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EASTMAN CREDIT UNION |
|---|---|
| Address: (Main Office) | 2021 Meadowview Ln KINGSPORT, TN 37660 |
| Phone: | (423) 229-8200 |
| Fax: | (423) 578-7630 |
| Website: | https://www.ecu.org |
| Branches: | 30 branch locations |
| Members: | 356,492 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68095 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $9,724,357,087 |
| CEO/Manager: | Kelly F Price |
| Chairperson: | Norris P Sneed |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,755,011,153 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,088,771,056 |
| Unsecured Loans | 461,239,753 |
| Other Loans | 2,234,557,804 |
| TOTAL LOANS | 7,784,568,613 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -50,500,966 |
| Land And Building | 86,053,391 |
| Other Fixed Assets | 20,976,816 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 68,316,579 |
| All Other Assets | 3,138,196 |
| TOTAL ASSETS | 9,724,357,087 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 77,586,729 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,195,830,927 |
| Regular shares | 2,178,909,202 |
| All Other Shares & Deposits | 4,894,061,495 |
| TOTAL SHARES & DEPOSITS | 8,268,801,626 |
| TOTAL LIABILITIES | 8,349,188,355 |
| Regular Reserve | 0 |
| Other Reserves | -1,269,611 |
| Undivided Earnings | 1,376,438,343 |
| TOTAL EQUITY | 1,375,168,732 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,724,357,087 |
| INCOME & EXPENSE | |
| Loan Income | 332,836,586 |
| Investment Income | 48,019,468 |
| Other Income | 17,775,068 |
| Total Employee Compensation & Benefits | 76,600,151 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 56,111,473 |
| Non-operating Income & (Expense) | -2,077 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,360,000 |
| Cost of Funds | 152,616,135 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 129,329,504 |
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