Sep, 30, 2025 — ST. THOMAS CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 1 branch location and about $38.84 million in total assets. Opened 67 years ago in 1959, ST. THOMAS CREDIT UNION has about 2,438 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. THOMAS CREDIT UNION |
|---|---|
| Address: (Main Office) | 4230 Harding Pike Ste 103 NASHVILLE, TN 37205 |
| Phone: | (615) 292-7828 |
| Fax: | (615) 463-2741 |
| Website: | https://www.stthomascu.org |
| Branches: | 1 branch locations |
| Members: | 2,438 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68071 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,842,959 |
| CEO/Manager: | William K Dunn |
| Chairperson: | John J Raphael |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,178,082 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,718,426 |
| Unsecured Loans | 1,344,892 |
| Other Loans | 10,328,618 |
| TOTAL LOANS | 28,391,936 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -667,434 |
| Land And Building | 0 |
| Other Fixed Assets | 30,600 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 307,756 |
| All Other Assets | 27,000 |
| TOTAL ASSETS | 38,842,959 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 240,632 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 152,334 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,823,283 |
| Regular shares | 11,486,403 |
| All Other Shares & Deposits | 17,675,850 |
| TOTAL SHARES & DEPOSITS | 33,985,536 |
| TOTAL LIABILITIES | 34,378,502 |
| Regular Reserve | 0 |
| Other Reserves | 1,419,234 |
| Undivided Earnings | 3,045,223 |
| TOTAL EQUITY | 4,464,457 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,842,959 |
| INCOME & EXPENSE | |
| Loan Income | 1,462,954 |
| Investment Income | 340,317 |
| Other Income | 164,226 |
| Total Employee Compensation & Benefits | 509,886 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 721,330 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 180,000 |
| Cost of Funds | 478,771 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 197,508 |
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