Sep, 30, 2025 — EVERGREEN CREDIT UNION is a federally insured state chartered credit union headquartered in PORTLAND, ME with 5 branch locations and about $625.57 million in total assets. Opened 75 years ago in 1951, EVERGREEN CREDIT UNION has about 32,293 members and employs 125 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVERGREEN CREDIT UNION |
|---|---|
| Address: (Main Office) | 225 Riverside St PORTLAND, ME 04103-1038 |
| Phone: | (207) 221-5000 |
| Fax: | (207) 221-5017 |
| Website: | https://www.egcu.org |
| Branches: | 5 branch locations |
| Members: | 32,293 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68038 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $625,573,580 |
| CEO/Manager: | Jason Lindstrom |
| Chairperson: | Rachel Green |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 66,322,867 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 306,265,312 |
| Unsecured Loans | 14,640,465 |
| Other Loans | 130,489,308 |
| TOTAL LOANS | 451,564,950 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,526,501 |
| Land And Building | 11,175,655 |
| Other Fixed Assets | 1,017,269 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,907,751 |
| All Other Assets | 165,495 |
| TOTAL ASSETS | 625,573,580 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 4,505,190 |
| Accounts Payable & Other Liabilities | 2,338,535 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 136,316,179 |
| Regular shares | 157,431,430 |
| All Other Shares & Deposits | 278,457,743 |
| TOTAL SHARES & DEPOSITS | 572,205,352 |
| TOTAL LIABILITIES | 579,050,677 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 46,522,903 |
| TOTAL EQUITY | 46,522,903 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 625,573,580 |
| INCOME & EXPENSE | |
| Loan Income | 19,172,606 |
| Investment Income | 2,654,929 |
| Other Income | 2,205,289 |
| Total Employee Compensation & Benefits | 10,503,299 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,376,831 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 495,000 |
| Cost of Funds | 6,161,623 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,476,086 |
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