Sep, 30, 2025 — COMMUNITY SERVICE CREDIT UNION is a federally insured state chartered credit union headquartered in HUNTSVILLE, TX with 2 branch locations and about $161.54 million in total assets. Opened 72 years ago in 1954, COMMUNITY SERVICE CREDIT UNION has about 11,227 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY SERVICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 250 FM 2821 Rd W HUNTSVILLE, TX 77320-8422 |
| Phone: | (936) 295-3980 |
| Fax: | |
| Website: | https://www.cscutx.com |
| Branches: | 2 branch locations |
| Members: | 11,227 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67974 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $161,539,616 |
| CEO/Manager: | John Hendricks |
| Chairperson: | Doyle W Scott |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,713,955 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,479,180 |
| Unsecured Loans | 13,626,931 |
| Other Loans | 94,159,953 |
| TOTAL LOANS | 118,650,216 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -937,658 |
| Land And Building | 3,361,945 |
| Other Fixed Assets | 769,452 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,208,542 |
| All Other Assets | 35,375 |
| TOTAL ASSETS | 161,539,616 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 31,883 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,199,721 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 41,478,063 |
| Regular shares | 39,649,776 |
| All Other Shares & Deposits | 62,148,882 |
| TOTAL SHARES & DEPOSITS | 143,276,721 |
| TOTAL LIABILITIES | 146,508,325 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 15,031,291 |
| TOTAL EQUITY | 15,031,291 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 161,539,616 |
| INCOME & EXPENSE | |
| Loan Income | 5,932,884 |
| Investment Income | 750,263 |
| Other Income | 1,197,092 |
| Total Employee Compensation & Benefits | 2,419,627 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,826,365 |
| Non-operating Income & (Expense) | 144,342 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 659,113 |
| Cost of Funds | 1,665,913 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 798,020 |
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