Sep, 30, 2025 — ST. JEAN'S CREDIT UNION is a federally insured state chartered credit union headquartered in LYNN, MA with 5 branch locations and about $378.09 million in total assets. Opened 116 years ago in 1910, ST. JEAN'S CREDIT UNION has about 18,233 members and employs 65 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JEAN'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 250 maple st LYNN, MA 01904 |
| Phone: | (781) 592-5420 |
| Fax: | (781) 596-0612 |
| Website: | https://www.stjeanscu.com |
| Branches: | 5 branch locations |
| Members: | 18,233 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67959 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1910 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $378,094,644 |
| CEO/Manager: | David Surface |
| Chairperson: | Steve Walsh |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 36,978,198 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 205,756,748 |
| Unsecured Loans | 8,186,967 |
| Other Loans | 40,038,990 |
| TOTAL LOANS | 253,982,704 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,015,661 |
| Land And Building | 2,903,264 |
| Other Fixed Assets | 4,557,696 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,024,688 |
| All Other Assets | 0 |
| TOTAL ASSETS | 378,094,644 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 13,722,749 |
| Accounts Payable & Other Liabilities | 5,927,412 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 50,552,957 |
| Regular shares | 109,301,925 |
| All Other Shares & Deposits | 165,157,617 |
| TOTAL SHARES & DEPOSITS | 325,012,500 |
| TOTAL LIABILITIES | 344,734,669 |
| Regular Reserve | 0 |
| Other Reserves | 5,920,207 |
| Undivided Earnings | 27,439,768 |
| TOTAL EQUITY | 33,359,975 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 378,094,644 |
| INCOME & EXPENSE | |
| Loan Income | 10,994,164 |
| Investment Income | 2,067,497 |
| Other Income | 660,512 |
| Total Employee Compensation & Benefits | 4,626,976 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,668,324 |
| Non-operating Income & (Expense) | 24,059 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 148,408 |
| Cost of Funds | 5,012,554 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,218,623 |
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