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National Credit Union Service Organization

ALLIANT CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for ALLIANT CREDIT UNION as of: December 31, 2021.
Charter Number: 67955

ASSETS$ Amount
CASH:  
 1. Cash on Hand 0
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 617,811,927
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 3,625,277,286
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 0
 12. All other investments in corporate credit unions 0
 13. All other investments 111,992,500
 14. TOTAL INVESTMENTS 3,737,269,786
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 72,694,551
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 10,054,052,922
 17. Less: Allowance for Loan & Lease Losses 68,118,054
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 4,494,366
 20. Land and Building 2,049,765
 21. Other Fixed Assets 25,070,343
 22. NCUA Share Insurance Capitalization Deposit 104,584,170
 23. Intangible Assets 8,972,443
 24. Other Assets 592,130,088
25. TOTAL ASSETS 15,151,012,307
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 741,500,000
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 741,500,000
 7. Non-Trading Derivative Liabilities 10,601,242
 8. Accrued Dividends & Interest Payable on Shares & Deposits 0
 9. Accounts Payable and Other Liabilities 121,599,376
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 843,284,751
 12. Regular Shares 10,780,753,139
 13. Money Market Shares 0
 14. Share Certificates 497,715,636
 15. IRA/KEOGH Accounts 628,849,880
 16. All Other Shares 0
 17. TOTAL SHARES 12,750,603,406
 18. Nonmember Deposits 18,453,903
 19. TOTAL SHARES AND DEPOSITS 12,769,057,309
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 499,438
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 265,285,457
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 284,997,053
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 4,864,967
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 1,001,446
EQUITY:  
 33. Undivided Earnings 1,418,267,617
 34. Regular Reserves 120,978,812
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 784,533
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -31,776,582
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 15,151,012,307
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 406,795,447
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 55,288,067
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 462,083,514
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 70,462,133
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 15,562,390
 9. TOTAL INTEREST EXPENSE 86,024,523
 10. Provision for Loan & Lease Losses -12,481,522
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 388,540,513
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 5,780,951
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives -4,923
 18. Gain (Loss) on Disposition of Fixed Assets 3,842,205
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 66,256,049
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 103,482,679
 23. Travel and Conference Expense 703,631
 24. Office Occupancy Expense 3,079,534
 25. Office Operations Expense 35,055,347
 26. Educational and Promotional Expenses 9,363,366
 27. Loan Servicing Expense 22,855,549
 28. Professional and Outside Services 13,550,569
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 156,366
 31. Miscellaneous Operating Expenses 4,738,973
 32. TOTAL NON-INTEREST EXPENSE 192,986,014
33. NET INCOME (LOSS) 261,810,548
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans8.9993,784$219,081,510
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.003,026$15,853,108
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans6.6566,625$587,839,176
 5. New Vehicle Loans1.9431,175$736,888,186
 6. Used Vehicle Loans2.2939,589$632,479,391
 7. Leases Receivable3.647,050$223,461,678
 8. All Other Secured Non-Real Estate Loans/Lines of Credit5.9934,770$1,702,977,686
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property2.887,539$4,241,824,281
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property4.4916,224$465,631,284
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured3.70145$1,228,016,622
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES299,927$10,054,052,922
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date147,462$5,691,478,665
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status117$1,616,729
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff4$71,467
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration6$10,698,549$0
  b. Other Government Guaranteed0$0$0