Sep, 30, 2025 — CONTAINER MUTUAL CREDIT UNION is a federally insured state chartered credit union headquartered in FERNANDINA BEACH, FL with 1 branch location and about $5.90 million in total assets. Opened 85 years ago in 1941, CONTAINER MUTUAL CREDIT UNION has about 572 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CONTAINER MUTUAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 600 N 8th St FERNANDINA BEACH, FL 32034-3319 |
| Phone: | (904) 277-5713 |
| Fax: | (904) 277-5887 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 572 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67933 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,902,849 |
| CEO/Manager: | Debi Rowland |
| Chairperson: | Sid Hale |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 417,568 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 38,180 |
| Unsecured Loans | 585,443 |
| Other Loans | 1,550,494 |
| TOTAL LOANS | 2,174,117 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,611 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 34,120 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,902,849 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,223 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,904 |
| Regular shares | 3,193,418 |
| All Other Shares & Deposits | 53,065 |
| TOTAL SHARES & DEPOSITS | 3,261,388 |
| TOTAL LIABILITIES | 3,277,611 |
| Regular Reserve | 0 |
| Other Reserves | 454,074 |
| Undivided Earnings | 2,171,164 |
| TOTAL EQUITY | 2,625,238 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,902,849 |
| INCOME & EXPENSE | |
| Loan Income | 91,964 |
| Investment Income | 46,828 |
| Other Income | 4,905 |
| Total Employee Compensation & Benefits | 77,858 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 51,108 |
| Non-operating Income & (Expense) | 1,785 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,497 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,019 |
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