Sep, 30, 2025 — EECU CREDIT UNION (EECU) is a federally insured state chartered credit union headquartered in FORT WORTH, TX with 21 branch locations and about $4.50 billion in total assets. Opened 92 years ago in 1934, EECU CREDIT UNION (EECU) has about 297,774 members and employs 417 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EECU CREDIT UNION |
|---|---|
| Address: (Main Office) | 1617 W 7th St FORT WORTH, TX 76102 |
| Phone: | (817) 882-0000 |
| Fax: | (817) 882-0215 |
| Website: | https://www.eecu.org |
| Branches: | 21 branch locations |
| Members: | 297,774 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67928 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,502,046,296 |
| CEO/Manager: | Lonnie Nicholson |
| Chairperson: | Frank Molinar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 595,514,113 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 7,579,175 |
| Real Estate Loans | 1,180,992,454 |
| Unsecured Loans | 113,435,655 |
| Other Loans | 2,247,640,971 |
| TOTAL LOANS | 3,542,069,080 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -25,940,675 |
| Land And Building | 40,755,703 |
| Other Fixed Assets | 3,489,151 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 31,076,682 |
| All Other Assets | 1,921,779 |
| TOTAL ASSETS | 4,502,046,296 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 45,136,366 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 626,040,462 |
| Regular shares | 883,379,739 |
| All Other Shares & Deposits | 2,384,776,191 |
| TOTAL SHARES & DEPOSITS | 3,894,196,394 |
| TOTAL LIABILITIES | 3,939,332,760 |
| Regular Reserve | 0 |
| Other Reserves | 10,412,264 |
| Undivided Earnings | 552,301,272 |
| TOTAL EQUITY | 562,713,536 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,502,046,296 |
| INCOME & EXPENSE | |
| Loan Income | 150,092,621 |
| Investment Income | 21,042,447 |
| Other Income | 16,501,124 |
| Total Employee Compensation & Benefits | 34,588,869 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 39,882,936 |
| Non-operating Income & (Expense) | -16,588 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,691,503 |
| Cost of Funds | 73,073,740 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 47,440,488 |
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