Sep, 30, 2025 — WORKMEN'S CIRCLE INCORPORATED CREDIT UNION is a federally insured state chartered credit union headquartered in SAVANNAH, GA with 1 branch location and about $132.36 million in total assets. Opened 38 years ago in 1988, WORKMEN'S CIRCLE INCORPORATED CREDIT UNION has about 1,687 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WORKMEN'S CIRCLE INCORPORATED CREDIT UNION |
|---|---|
| Address: (Main Office) | 527 Stephenson Ave SAVANNAH, GA 31405-5922 |
| Phone: | (912) 356-9225 |
| Fax: | (912) 356-9226 |
| Website: | https://www.workmenscirclecu.com |
| Branches: | 1 branch locations |
| Members: | 1,687 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67892 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1988 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $132,361,688 |
| CEO/Manager: | Chris A Miltiades |
| Chairperson: | Harold B Yellin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,305,096 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 103,474,069 |
| Unsecured Loans | 8,441 |
| Other Loans | 3,714,390 |
| TOTAL LOANS | 107,196,900 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -685,924 |
| Land And Building | 478,069 |
| Other Fixed Assets | 42,394 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 674,222 |
| All Other Assets | 0 |
| TOTAL ASSETS | 132,361,688 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 456,397 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,471,572 |
| All Other Shares & Deposits | 101,496,414 |
| TOTAL SHARES & DEPOSITS | 105,967,986 |
| TOTAL LIABILITIES | 106,424,383 |
| Regular Reserve | 0 |
| Other Reserves | 554,849 |
| Undivided Earnings | 25,382,456 |
| TOTAL EQUITY | 25,937,305 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 132,361,688 |
| INCOME & EXPENSE | |
| Loan Income | 5,025,405 |
| Investment Income | 494,305 |
| Other Income | 111,166 |
| Total Employee Compensation & Benefits | 519,396 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 278,039 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 66,885 |
| Cost of Funds | 2,915,532 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,851,024 |
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