Sep, 30, 2025 — KEYSTONE CREDIT UNION is a federally insured state chartered credit union headquartered in TYLER, TX with 2 branch locations and about $40.52 million in total assets. Opened 62 years ago in 1964, KEYSTONE CREDIT UNION has about 2,970 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KEYSTONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 11877 County Road 492 TYLER, TX 75706 |
| Phone: | (903) 882-4343 |
| Fax: | (903) 882-4279 |
| Website: | https://www.keystonecu.com |
| Branches: | 2 branch locations |
| Members: | 2,970 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67869 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $40,524,946 |
| CEO/Manager: | Angela Powers |
| Chairperson: | Carl Auvil Jr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,907,743 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,368,403 |
| Unsecured Loans | 655,986 |
| Other Loans | 5,471,269 |
| TOTAL LOANS | 28,830,128 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -589,782 |
| Land And Building | 416,985 |
| Other Fixed Assets | 57,452 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 281,976 |
| All Other Assets | 0 |
| TOTAL ASSETS | 40,524,946 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 176,623 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,979,349 |
| Regular shares | 23,638,410 |
| All Other Shares & Deposits | 3,976,107 |
| TOTAL SHARES & DEPOSITS | 29,593,866 |
| TOTAL LIABILITIES | 29,770,489 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,754,457 |
| TOTAL EQUITY | 10,754,457 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,524,946 |
| INCOME & EXPENSE | |
| Loan Income | 1,089,006 |
| Investment Income | 273,957 |
| Other Income | 88,071 |
| Total Employee Compensation & Benefits | 410,903 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 345,709 |
| Non-operating Income & (Expense) | 26 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,716 |
| Cost of Funds | 594,755 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 140,752 |
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