Sep, 30, 2025 — YOUR BEST CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 1 branch location and about $16.09 million in total assets. Opened 59 years ago in 1967, YOUR BEST CREDIT UNION has about 1,748 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | YOUR BEST CREDIT UNION |
|---|---|
| Address: (Main Office) | 26 Century Blvd NASHVILLE, TN 37214-3683 |
| Phone: | (615) 872-6380 |
| Fax: | (615) 872-6388 |
| Website: | https://www.yourbestcu.com/ |
| Branches: | 1 branch locations |
| Members: | 1,748 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67757 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,085,768 |
| CEO/Manager: | Adrian Muniz III |
| Chairperson: | James F O'Dell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 671,478 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,113,806 |
| Other Loans | 11,480,628 |
| TOTAL LOANS | 12,594,436 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -91,937 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 116,717 |
| All Other Assets | 163,179 |
| TOTAL ASSETS | 16,085,768 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,995 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,033,996 |
| Regular shares | 4,877,456 |
| All Other Shares & Deposits | 6,697,038 |
| TOTAL SHARES & DEPOSITS | 13,608,490 |
| TOTAL LIABILITIES | 13,628,485 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,457,283 |
| TOTAL EQUITY | 2,457,283 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,085,768 |
| INCOME & EXPENSE | |
| Loan Income | 626,054 |
| Investment Income | 123,516 |
| Other Income | 81,706 |
| Total Employee Compensation & Benefits | 241,887 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 271,892 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 135,734 |
| Cost of Funds | 215,066 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,992 |
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