Sep, 30, 2025 — HAVERHILL FIRE DEPARTMENT CREDIT UNION is a federally insured state chartered credit union headquartered in HAVERHILL, MA with 1 branch location and about $25.89 million in total assets. Opened 93 years ago in 1933, HAVERHILL FIRE DEPARTMENT CREDIT UNION has about 1,201 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HAVERHILL FIRE DEPARTMENT CREDIT UNION |
|---|---|
| Address: (Main Office) | 75 Kenoza Ave HAVERHILL, MA 01830-4132 |
| Phone: | (978) 372-8833 |
| Fax: | (978) 372-7782 |
| Website: | https://www.hfdcu.com |
| Branches: | 1 branch locations |
| Members: | 1,201 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67710 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1933 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,889,187 |
| CEO/Manager: | David J Butt |
| Chairperson: | Eric M Tarpy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,276,585 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,589,859 |
| Unsecured Loans | 637,636 |
| Other Loans | 5,080,447 |
| TOTAL LOANS | 16,307,941 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -29,864 |
| Land And Building | 696,592 |
| Other Fixed Assets | 106,483 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 236,752 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,889,187 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 30,965 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,496,495 |
| Regular shares | 11,333,108 |
| All Other Shares & Deposits | 8,461,798 |
| TOTAL SHARES & DEPOSITS | 23,291,401 |
| TOTAL LIABILITIES | 23,322,366 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,566,821 |
| TOTAL EQUITY | 2,566,821 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,889,187 |
| INCOME & EXPENSE | |
| Loan Income | 593,635 |
| Investment Income | 210,331 |
| Other Income | 10,855 |
| Total Employee Compensation & Benefits | 264,111 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 249,468 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 271,195 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 80,905 |
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