Sep, 30, 2025 — ST. JOSEPH TEACHERS' CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT JOSEPH, MO with 1 branch location and about $8.74 million in total assets. Opened 95 years ago in 1931, ST. JOSEPH TEACHERS' CREDIT UNION has about 1,124 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JOSEPH TEACHERS' CREDIT UNION |
|---|---|
| Address: (Main Office) | 2316 VILLAGE DR SAINT JOSEPH, MO 64506-4955 |
| Phone: | (816) 233-5544 |
| Fax: | (816) 232-9608 |
| Website: | https://www.sjtcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,124 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67708 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,742,829 |
| CEO/Manager: | Shelley L SQUIRES |
| Chairperson: | Michael Heard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,522,135 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 167,711 |
| Other Loans | 2,930,758 |
| TOTAL LOANS | 3,098,470 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,088 |
| Land And Building | 40,495 |
| Other Fixed Assets | 6,296 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 76,395 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,742,829 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 50,712 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,790,096 |
| Regular shares | 5,994,057 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 7,784,153 |
| TOTAL LIABILITIES | 7,834,865 |
| Regular Reserve | 0 |
| Other Reserves | 66,018 |
| Undivided Earnings | 841,946 |
| TOTAL EQUITY | 907,964 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,742,829 |
| INCOME & EXPENSE | |
| Loan Income | 171,275 |
| Investment Income | 150,033 |
| Other Income | 11,846 |
| Total Employee Compensation & Benefits | 133,143 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 111,011 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,020 |
| Cost of Funds | 6,699 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 75,335 |
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