Sep, 30, 2025 — GREATER EASTERN CREDIT UNION is a federally insured state chartered credit union headquartered in JOHNSON CITY, TN with 3 branch locations and about $55.63 million in total assets. Opened 74 years ago in 1952, GREATER EASTERN CREDIT UNION has about 4,009 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER EASTERN CREDIT UNION |
|---|---|
| Address: (Main Office) | 2110 W Mountcastle Dr JOHNSON CITY, TN 37604 |
| Phone: | (423) 283-6833 |
| Fax: | (423) 282-8051 |
| Website: | https://www.greatereastern.org |
| Branches: | 3 branch locations |
| Members: | 4,009 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67701 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $55,634,436 |
| CEO/Manager: | Samantha Cantrell |
| Chairperson: | Lynice G Broyles |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,269,225 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,911,641 |
| Unsecured Loans | 4,260,938 |
| Other Loans | 19,656,612 |
| TOTAL LOANS | 37,829,191 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -389,360 |
| Land And Building | 2,693,901 |
| Other Fixed Assets | 57,146 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 455,730 |
| All Other Assets | 0 |
| TOTAL ASSETS | 55,634,436 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,294 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 201,731 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,711,920 |
| Regular shares | 20,873,446 |
| All Other Shares & Deposits | 15,922,353 |
| TOTAL SHARES & DEPOSITS | 47,507,719 |
| TOTAL LIABILITIES | 47,712,744 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,921,692 |
| TOTAL EQUITY | 7,921,692 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 55,634,436 |
| INCOME & EXPENSE | |
| Loan Income | 1,729,010 |
| Investment Income | 269,784 |
| Other Income | 321,615 |
| Total Employee Compensation & Benefits | 1,053,963 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,139,889 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 174,954 |
| Cost of Funds | 219,999 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 54,391 |
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