HARVARD UNIVERSITY EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.huecu.org for more information.
Sep, 30, 2025 — HARVARD UNIVERSITY EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CAMBRIDGE, MA with 6 branch locations and about $1.13 billion in total assets. Opened 87 years ago in 1939, HARVARD UNIVERSITY EMPLOYEES CREDIT UNION has about 53,011 members and employs 134 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVARD UNIVERSITY EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 104 MOUNT AUBURN ST STE4 CAMBRIDGE, MA 02138-5019 |
| Phone: | (617) 495-4460 |
| Fax: | (617) 496-9804 |
| Website: | https://www.huecu.org |
| Branches: | 6 branch locations |
| Members: | 53,011 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67696 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,128,236,982 |
| CEO/Manager: | Craig E Leonard |
| Chairperson: | George White |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,528,803 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 686,874,151 |
| Unsecured Loans | 265,874,449 |
| Other Loans | 26,675,904 |
| TOTAL LOANS | 979,424,504 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,384,545 |
| Land And Building | 0 |
| Other Fixed Assets | 3,503,379 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,707,495 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,128,236,982 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,549 |
| Notes & Interest Payable | 171,080,337 |
| Accounts Payable & Other Liabilities | 15,561,664 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 201,910,862 |
| Regular shares | 311,104,214 |
| All Other Shares & Deposits | 342,756,914 |
| TOTAL SHARES & DEPOSITS | 855,771,990 |
| TOTAL LIABILITIES | 1,042,415,540 |
| Regular Reserve | 0 |
| Other Reserves | -5,132,212 |
| Undivided Earnings | 90,953,654 |
| TOTAL EQUITY | 85,821,442 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,128,236,982 |
| INCOME & EXPENSE | |
| Loan Income | 25,390,279 |
| Investment Income | 1,090,161 |
| Other Income | 1,409,277 |
| Total Employee Compensation & Benefits | 11,445,501 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,789,005 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 625,000 |
| Cost of Funds | 3,110,966 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,392,957 |
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