Sep, 30, 2025 — COMMUNITYAMERICA CREDIT UNION is a federally insured state chartered credit union headquartered in LENEXA, KS with 41 branch locations and about $5.44 billion in total assets. Opened 86 years ago in 1940, COMMUNITYAMERICA CREDIT UNION has about 380,564 members and employs 1,051 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITYAMERICA CREDIT UNION |
|---|---|
| Address: (Main Office) | 9777 Ridge Dr LENEXA, KS 66219 |
| Phone: | (913) 905-7000 |
| Fax: | (913) 905-7070 |
| Website: | https://www.cacu.com |
| Branches: | 41 branch locations |
| Members: | 380,564 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67664 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $5,443,738,279 |
| CEO/Manager: | Lisa Ginter |
| Chairperson: | David J Shepard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 359,847,589 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 76,197,884 |
| Real Estate Loans | 2,399,223,512 |
| Unsecured Loans | 282,527,689 |
| Other Loans | 1,045,856,664 |
| TOTAL LOANS | 3,734,050,607 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,669,171 |
| Land And Building | 75,346,127 |
| Other Fixed Assets | 15,933,725 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 42,698,079 |
| All Other Assets | 1,766,643 |
| TOTAL ASSETS | 5,443,738,279 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,339,236 |
| Notes & Interest Payable | 6,115,626 |
| Accounts Payable & Other Liabilities | 102,953,465 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,212,471,169 |
| Regular shares | 1,264,144,800 |
| All Other Shares & Deposits | 2,298,350,567 |
| TOTAL SHARES & DEPOSITS | 4,774,966,536 |
| TOTAL LIABILITIES | 4,892,811,099 |
| Regular Reserve | 0 |
| Other Reserves | 3,913,427 |
| Undivided Earnings | 547,013,753 |
| TOTAL EQUITY | 550,927,180 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,443,738,279 |
| INCOME & EXPENSE | |
| Loan Income | 178,629,405 |
| Investment Income | 48,267,921 |
| Other Income | 25,724,927 |
| Total Employee Compensation & Benefits | 97,950,841 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 102,112,078 |
| Non-operating Income & (Expense) | 4,405,277 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,949,578 |
| Cost of Funds | 87,415,381 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 37,140,276 |
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