Sep, 30, 2025 — MEMBERS CREDIT UNION is a federally insured state chartered credit union headquartered in CLEBURNE, TX with 2 branch locations and about $110.35 million in total assets. Opened 72 years ago in 1954, MEMBERS CREDIT UNION has about 8,589 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 833 N Nolan River Rd CLEBURNE, TX 76033 |
| Phone: | (817) 641-4031 |
| Fax: | (817) 645-0279 |
| Website: | https://www.memberscreditunion.com |
| Branches: | 2 branch locations |
| Members: | 8,589 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67649 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $110,354,621 |
| CEO/Manager: | PAUL T ELKINS |
| Chairperson: | CHRIS C COOKE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,650,371 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,504,371 |
| Unsecured Loans | 5,485,868 |
| Other Loans | 48,575,710 |
| TOTAL LOANS | 57,565,952 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -599,456 |
| Land And Building | 2,988,645 |
| Other Fixed Assets | 41,358 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 890,217 |
| All Other Assets | 0 |
| TOTAL ASSETS | 110,354,621 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -593,990 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 22,128,998 |
| Regular shares | 44,385,869 |
| All Other Shares & Deposits | 32,087,306 |
| TOTAL SHARES & DEPOSITS | 98,602,173 |
| TOTAL LIABILITIES | 98,008,183 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,346,438 |
| TOTAL EQUITY | 12,346,438 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 110,354,621 |
| INCOME & EXPENSE | |
| Loan Income | 2,948,340 |
| Investment Income | 1,356,452 |
| Other Income | 993,523 |
| Total Employee Compensation & Benefits | 1,447,643 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,022,188 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 182,000 |
| Cost of Funds | 823,706 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 837,695 |
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