Sep, 30, 2025 — CEN TEX MANUFACTURING CREDIT UNION is a federally insured state chartered credit union headquartered in BROWNWOOD, TX with 1 branch location and about $15.89 million in total assets. Opened 47 years ago in 1979, CEN TEX MANUFACTURING CREDIT UNION has about 1,286 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CEN TEX MANUFACTURING CREDIT UNION |
|---|---|
| Address: (Main Office) | 4488 Highway 377 S BROWNWOOD, TX 76801 |
| Phone: | (325) 455-7715 |
| Fax: | (512) 793-9753 |
| Website: | https://www.centexmfgcu.org |
| Branches: | 1 branch locations |
| Members: | 1,286 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67602 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,886,710 |
| CEO/Manager: | Erin Windham |
| Chairperson: | Dan Garza |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,659,517 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 830,788 |
| Other Loans | 8,236,119 |
| TOTAL LOANS | 9,066,907 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,006 |
| Land And Building | 971,553 |
| Other Fixed Assets | 66,907 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 108,690 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,886,710 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 160,455 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,143,554 |
| Regular shares | 6,729,953 |
| All Other Shares & Deposits | 3,635,165 |
| TOTAL SHARES & DEPOSITS | 12,508,672 |
| TOTAL LIABILITIES | 12,669,127 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,217,583 |
| TOTAL EQUITY | 3,217,583 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,886,710 |
| INCOME & EXPENSE | |
| Loan Income | 519,031 |
| Investment Income | 110,106 |
| Other Income | 94,911 |
| Total Employee Compensation & Benefits | 225,457 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 208,631 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 58,820 |
| Cost of Funds | 107,320 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 123,820 |
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