Sep, 30, 2025 — ALLCOM CREDIT UNION is a federally insured state chartered credit union headquartered in WORCESTER, MA with 2 branch locations and about $82.03 million in total assets. Opened 104 years ago in 1922, ALLCOM CREDIT UNION has about 3,893 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALLCOM CREDIT UNION |
|---|---|
| Address: (Main Office) | 36 Park Ave WORCESTER, MA 01609 |
| Phone: | (508) 754-9980 |
| Fax: | (508) 754-7487 |
| Website: | https://www.allcomcu.org |
| Branches: | 2 branch locations |
| Members: | 3,893 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67599 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1922 |
| Last Audited: | Jul 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $82,034,382 |
| CEO/Manager: | Laura C Ybarra |
| Chairperson: | Sean M Hunter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,722,028 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 38,642,847 |
| Unsecured Loans | 2,252,699 |
| Other Loans | 4,776,773 |
| TOTAL LOANS | 45,672,319 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -257,505 |
| Land And Building | 1,732,950 |
| Other Fixed Assets | 202,629 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 637,881 |
| All Other Assets | 0 |
| TOTAL ASSETS | 82,034,382 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,870 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 727,491 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,786,321 |
| Regular shares | 24,067,050 |
| All Other Shares & Deposits | 28,627,773 |
| TOTAL SHARES & DEPOSITS | 68,481,144 |
| TOTAL LIABILITIES | 69,213,428 |
| Regular Reserve | 0 |
| Other Reserves | 907,231 |
| Undivided Earnings | 11,913,723 |
| TOTAL EQUITY | 12,820,954 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,034,382 |
| INCOME & EXPENSE | |
| Loan Income | 1,652,035 |
| Investment Income | 899,828 |
| Other Income | 133,031 |
| Total Employee Compensation & Benefits | 900,670 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 950,312 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 26,975 |
| Cost of Funds | 639,770 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 366,312 |
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