Sep, 30, 2025 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in TYLER, TX with 1 branch location and about $28.76 million in total assets. Opened 94 years ago in 1932, UNITED CREDIT UNION has about 2,099 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 4901 Old Jacksonville Hwy TYLER, TX 75703-3373 |
| Phone: | (903) 595-3604 |
| Fax: | (903) 535-9850 |
| Website: | https://www.unitedcu.coop |
| Branches: | 1 branch locations |
| Members: | 2,099 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67587 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $28,761,342 |
| CEO/Manager: | Sherri McElyea |
| Chairperson: | George Creel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 782,862 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,093,046 |
| Unsecured Loans | 1,684,538 |
| Other Loans | 10,400,614 |
| TOTAL LOANS | 17,865,006 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -149,003 |
| Land And Building | 1,284,614 |
| Other Fixed Assets | 35,846 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 259,946 |
| All Other Assets | 0 |
| TOTAL ASSETS | 28,761,342 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 534,317 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,652,732 |
| Regular shares | 8,650,136 |
| All Other Shares & Deposits | 13,661,671 |
| TOTAL SHARES & DEPOSITS | 25,964,539 |
| TOTAL LIABILITIES | 26,498,856 |
| Regular Reserve | 0 |
| Other Reserves | -241,685 |
| Undivided Earnings | 2,504,171 |
| TOTAL EQUITY | 2,262,486 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 28,761,342 |
| INCOME & EXPENSE | |
| Loan Income | 787,242 |
| Investment Income | 318,693 |
| Other Income | 178,740 |
| Total Employee Compensation & Benefits | 416,682 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 500,298 |
| Non-operating Income & (Expense) | 629,964 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,125 |
| Cost of Funds | 242,795 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 504,076 |
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