Sep, 30, 2025 — CONCHO VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in SAN ANGELO, TX with 1 branch location and about $25.12 million in total assets. Opened 96 years ago in 1930, CONCHO VALLEY CREDIT UNION has about 1,411 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CONCHO VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1002 S Abe St SAN ANGELO, TX 76903-7240 |
| Phone: | (325) 658-7557 |
| Fax: | (325) 658-4395 |
| Website: | https://www.conchovalleycu.com |
| Branches: | 1 branch locations |
| Members: | 1,411 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67473 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1930 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,122,334 |
| CEO/Manager: | Kimberly Perrine |
| Chairperson: | Justin Ahlers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,497,663 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,611,134 |
| Unsecured Loans | 611,385 |
| Other Loans | 4,807,180 |
| TOTAL LOANS | 12,029,699 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,231 |
| Land And Building | 404,460 |
| Other Fixed Assets | 46,563 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 201,455 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,122,334 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 45,670 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 94,716 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,598,089 |
| Regular shares | 7,498,513 |
| All Other Shares & Deposits | 11,109,409 |
| TOTAL SHARES & DEPOSITS | 22,206,011 |
| TOTAL LIABILITIES | 22,346,397 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,775,937 |
| TOTAL EQUITY | 2,775,937 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,122,334 |
| INCOME & EXPENSE | |
| Loan Income | 491,372 |
| Investment Income | 343,751 |
| Other Income | 78,005 |
| Total Employee Compensation & Benefits | 318,032 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 246,844 |
| Non-operating Income & (Expense) | -7 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 219,568 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 166,795 |
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