ACU CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://acucreditunion.com for more information.
Sep, 30, 2025 — ACU CREDIT UNION is a federally insured state chartered credit union headquartered in Abilene, TX with 1 branch location and about $6.28 million in total assets. Opened 72 years ago in 1954, ACU CREDIT UNION has about 901 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACU CREDIT UNION |
|---|---|
| Address: (Main Office) | ACU Box 28041 Abilene, TX 79699-0001 |
| Phone: | (325) 674-2486 |
| Fax: | (325) 674-6774 |
| Website: | https://acucreditunion.com |
| Branches: | 1 branch locations |
| Members: | 901 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67446 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | May 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,276,620 |
| CEO/Manager: | Lycia R Hardin |
| Chairperson: | Joe Cardot |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 706,876 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 443,419 |
| Other Loans | 3,593,431 |
| TOTAL LOANS | 4,036,850 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,349 |
| Land And Building | 0 |
| Other Fixed Assets | 2,526 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 46,093 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,276,620 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,986 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 105,680 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,815,076 |
| All Other Shares & Deposits | 34,000 |
| TOTAL SHARES & DEPOSITS | 4,849,076 |
| TOTAL LIABILITIES | 4,957,742 |
| Regular Reserve | 0 |
| Other Reserves | 77,527 |
| Undivided Earnings | 1,241,351 |
| TOTAL EQUITY | 1,318,878 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,276,620 |
| INCOME & EXPENSE | |
| Loan Income | 90,500 |
| Investment Income | 10,833 |
| Other Income | 1,760 |
| Total Employee Compensation & Benefits | 69,053 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 27,393 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,500 |
| Cost of Funds | 9,221 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -2,911 |
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